Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 18, 2026, the best 12-month CD ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Right now, the best CD rate is 4.50% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.

SEATTLE, Dec. 4, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community financial institutions effectively ...