Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Best for health conditions: Guardian Life. Best for term length options: MassMutual. Best for customer experience: Northwestern Mutual. Best for social responsibility: Thrivent. Best for high coverage ...

Our top picks include State Farm, Ethos and Lantern.

Quotes can vary significantly by insurer for the same coverage, making it important to know how to shop around Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

In 1906, an Ohio businessman founded the Columbus Life Insurance Company. Over a century later, the same enterprise is regarded as one of the nation's top life insurance companies. Currently, Columbus ...

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...

Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team. Price is an ...

We looked at term and permanent life policies to identify the top life insurance companies overall Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...