Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could impact your ability to pay ...

The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...

Determine the best strategy to pay off student loans by weighing loan type, interest rates, and repayment terms. Learn why ...

Nash Community College officials recently announced it will no longer participate in the Federal Direct Student Loan Program beginning in the fall 2026 semester. Edgecombe Community College issued a ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...

But new federal rules usher in two major changes to Parent PLUS loans. First, parent borrowing will now be capped at $20,000 ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...