Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
Right now, the best CD rate is 4.50% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
2027 may feel far away, but the interest you could earn with a $10,000 CD by then can make it worth opening now.
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