Our top picks include State Farm, Ethos and Lantern.

Ethos offers term and guaranteed whole life insurance policies with no medical exams ever for people ages 20 to 85. Like other online insurance providers, Ethos uses a detailed questionnaire to ask ...

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...