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The decision between the two savings vehicles needs to be viewed through today's unique economic prism.

It's no secret that current returns on certificates of deposit (CDs) are impressive. Some competitive CDs pay 5% or higher APYs on your savings. But, if you've researched opening one, you may have ...

With the highest yielding certificates of deposit often promising 5% annual percentage yield or more these days, anything that delivers far more than that may beg the question: What’s the catch? For ...

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Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...