Not all insurance is the same… If you think that targeted ad “saving you $200 a month” is going to pay out in the end, you’re mistaken. If you live in a snowy state and are rocking state minimum coverage you’re asking for your life to be flipped upside down. Things to consider: Pennsylvania full tort vs. Limited tort. Full allows you to seek compensation for “pain and suffering”. Limited only give you indemnification for medical expenses for serious injuries. Match your liability with what your