Last week I talked with someone about a possible refinance… at the end of our call, I told him it doesn’t make sense to refinance right now. If you’re wondering whether you should refinance now, there’s actually a very simple way to determine if it makes sense or not. There are a lot of things that go into whether someone should refinance, but if you’re simply trying to lower your interest rate and lessen the amount of interest that you pay overtime, here is a quick and easy tutorial on how to d
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