I make $140K but only have $30K saved… Am I behind? 😅 Here’s the exact plan to catch up FAST: Next 12 months: 💎 $10K → Emergency fund 💎 $7.5K/yr → Roth IRA 💎 $12K–$15K/yr → 401(k) 💎 $10K–$12K/yr → Brokerage Portfolio strategy: 40% → VOO 🇺🇸 30% → QQQM 💻 20% → SCHD 💰 10% → VXUS 🌍 (~10% historical blended return) If consistent: In 20 years → $1.9M–$2.2M�In 30 years → $5.4M–$6.2M ⚡ (Employer match raises = even faster growth) 💎 Follow @profitequationHQ for more tips �Comment FREE to learn
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I make $140K but only have $30K saved… Am I behind? 😅 Here’s the exact plan to catch up FAST: Next 12 months: 💎 $10K → Emergency fund 💎 $7.5K/yr → Roth IRA 💎
Profit Equation HQ. Steve Lacy · Bad Habit. I make $140K but only have $30K saved… Am I behind? 😅 Here’s the exact plan to catch up FAST: Next 12 months: 💎 $10K → Emergency fund 💎 $7.5K/yr → Roth IRA 💎 $12K–$15K/yr → 401(k) 💎 $10K–$12K/yr → Brokerage Portfolio strategy: 40% → VOO 🇺🇸 30% → QQQM 💻 20% ...
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